A brand new pension system "common"And by factors, with a"equilibrium ageVery controversial: listed here are the details of the reform which will probably be examined from Monday, February 17 within the Nationwide Meeting.
Because the particular committee was unable to finish its work on the primary side, it’s the preliminary model of the federal government which will probably be examined by the deputies. The 21 adopted amendments – out of greater than 5000 studied – will subsequently should be put to the vote once more.
The long run system will cowl "all folks working in France, with out exception": Staff of the personal sector and particular schemes, civil servants, magistrates, troopers, farmers, self-employed staff …
All lively staff born from 1975 will contribute to a brand new "Nationwide common pension fundWho will oversee the 42 current regimes – maybe earlier than absorbing them.
In committee, deputies symbolically famous the long run improve in academics' salaries, by isolating in a selected article of the invoice this “assure", An modification which should nonetheless be re-voted on the assembly.
To reply specifically to the discontent of the attorneys, additionally they voted in favor of a discount within the contributions of the unbiased professions, a provision which will even should be confirmed within the Chamber. Additionally they offered that supplementary pension plans might draw on their monetary reserves to assist the transition to the common plan underneath situations set by ordinance. As for employers of particular plans, they could take cost in the course of the transition interval of the variations within the worker contributions of the staff involved.
MEPs additionally inscribed "Laborious"One of many ordinances on the"proper to info»Of retirees, the opposition repeatedly criticizing the thirty or so orders programmed.
For the sake of "exemplary», The deputies additionally deliberate that the reform will apply from 2022 for parliamentarians taking workplace.
The quantity of the retirement will rely upon the variety of factors amassed "all through the skilled profession»And not the contribution interval (in quarters) and the reference wage (25 greatest years within the personal sector, final 6 months within the public sector).
Basic unit of account of the long run system, the purpose could have a "acquisition worth"(Throughout the profession) and a"service worth»(For the calculation of the pension), which won’t be able to fall, nor improve slower than inflation. This rule on the evolution of the purpose worth, which was already within the bizarre invoice, was added by the deputies to the natural invoice.
The purpose worth will probably be calculated utilizing a "new indicator"From INSEE on"modifications in common exercise revenue per capita", The left criticizing a"responsible amateurism"By basing a mannequin on"an indicator that doesn’t exist" these days.
One other delicate topic is the consideration of the arduous nature of sure professions, on which discussions with the social companions haven’t but resulted.
The authorized retirement age will stay at 62 (or much less for sure professions), however will probably be essential "work a bit longerTo obtain a full price retirement.
A "equilibrium age", With a"bonus-malus mechanism"By 5% per yr, will thus have the target"to encourage the French to go away later with a greater pension".
Initially, the federal government envisaged its entry into drive in 2022, to step by step improve it to 64 years in 2027. Confronted with union opposition, thisshort-term measure"Was faraway from the invoice, a"funders convention"To suggest different means by the tip of April"obtain monetary stability".
Civil servants exercising sure "royal capabilities»(Police, customs, jail guards, air site visitors controllers) can at all times retire at 57, even 52 years of age. Ditto for the army, who will maintain the correct to obtain a pension after 17 or 27 years of "efficient companies".
For different officers of the "lively classes"And workers of particular schemes, the authorized age will probably be step by step raised to 62, however the extension of"hardship accountAnd retirement for everlasting incapacity already in drive within the personal sector will permit some to cease working at 60.
Phased retirement, which makes it attainable to obtain a part of his pension whereas persevering with to work part-time, will probably be prolonged to workers on a day package deal, particular schemes and farmers.
The principles for accumulating employment and retirement will probably be modified in order that these receiving a full pension can earn further factors after they resume an exercise.
Future retirees "having accomplished a full profession»Will obtain if essential«further factors»In order that their pension will attain 1000 euros internet in 2022, then 83% of the Smic internet in 2023, 84% in 2024 and 85% in 2025.
Every baby will probably be entitled to "a 5% improve in factors", Assigned by default to the mom however that each dad and mom could have"the potential of sharing".
A further bonus of two% will probably be granted for the third baby and divided equally between the daddy and the mom, until they determine in any other case.
The federal government has introduced new amendments on this topic.
The survivor's pension will assure to the surviving partner, from 55 years and after at the least two years of marriage, "70% of the retirement factors acquired by the couple".
Nonetheless, these guidelines won’t apply "solely from 2037», For individuals who have built-in the common system. The rights of divorced spouses will probably be specified later by ordinance.