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The financial cost of divorce for women

editor by editor
March 12, 2020
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The financial cost of divorce for women
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Inequality, even in separation. After a divorce, “the lack of way of life straight attributable to separation is round 20% for girls and three% for males,” stated INSEE. Although ladies get hold of major custody of the youngsters in nearly three-quarters of the separations, 40% of the fathers don’t pay little one help. And, as typically, it’s as much as moms to handle the galley.

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In France, one in three child support payments is not paid

Véronique, 49 years outdated: “My ex believed that I’d not divorce as a result of I couldn’t afford”

“I divorced in 2007. I discovered myself alone elevating my three youngsters, after I had only a precarious contract of 20 hours per week, the place I earned barely 680 € monthly. My ex gave me 100 € help for the three, he stated to me, 'For those who ask for extra, I'll kill you', so I agreed. I might have requested for help for me, however I simply wished him to fuck peace, let him come out of my life.

I paid € 170 in lease, out of € 680 monthly, it reveals. As a result of subsequent door, you needed to do the purchasing for three youngsters, pay the fees, the insurance coverage, their bus card, the canteen … I drove an outdated automotive that at all times broke down. So I took a second job, I did extras in a restaurant on weekends, it allowed me to earn 250-300 € extra.

I completed my first job on Friday at 6 p.m., I adopted my service at 6:30 p.m. and I completed on Sunday at 10 p.m. I did this for 2 years continuous, till my tenure in my first job. It wore me out, however my youngsters wished for nothing. They’re good youngsters, they knew I used to be doing this for them.

Typically I needed to ask my sister for 5 euros to place some fuel, my mom gave me a bottle of milk, I had help. I ate pasta each day to depart my steak for my youngsters. My ex believed that I’d not divorce as a result of I couldn’t afford it. He didn’t assume I might. Sure, I struggled, however I bounced again.

Typically I needed to ask my sister for 5 euros to place some fuel, my mom gave me a bottle of milk

I waited two years earlier than I might purchase a automotive. After my separation, I had no furnishings, no front room, no TV, I slept on a mattress an individual on the ground, as a result of my ex-husband left with the bed room and the display screen TV.

My youngsters watched TV sitting on the ground on pillows. I took out a mortgage from CAF to purchase a settee, then after I was established and employed, I did a 10-time free service with Darty for TV.

In fact it scared me to separate! I assumed to myself, 'I'm taking a threat, I'm alone part-time with three youngsters, what’s going to change into of them?' However there are answers to get by, at this time I’m wondering why I didn’t depart earlier!

I’m pleased with what I’ve change into, I acquired there, I rebuilt my life, I plan to purchase a home. My youngsters know what I went via, they’re financially unbiased, in the event that they separate, they are going to succeed, they won’t be like me. My daughter instructed me that she was pleased with what I had change into, that she knew that I had sacrificed myself for them. “

Catherine, 56: “Even at this time, I don't have a landline cellphone or the Web at residence as a result of I can't afford it”

“With my husband, we separated in April 2016, after 32 years of marriage. We rented a home in low-cost housing, the place we paid a lease as a result of we had solely been collectively since our son left. J determined to remain in the home.

Besides that, although the divorce was declared in June, regardless of a certificates from the lawyer, I needed to pay the lease, alone, till November, as a result of the state of affairs dragged on to be regularized. I paid € 740 with my wage of € 1,400. To that, we should add taxes, water, fuel, electrical energy, insurance coverage for the automotive and the home, the cell phone… Even at this time, I’ve neither landline phone nor Web on the home as a result of I can't afford it.

I paid consideration to all the things, I went to work on foot as a lot as potential, I purchased my meat on sale in low-end shops. Once I invited my mom to dinner, as an alternative of coming with flowers, she would deliver me a packet of espresso or yogurt. For Mom’s Day or my birthday, my youngsters gave me baskets, they generally did my purchasing for me.

I used to be having a tough time nearly having to depend on them. Your vanity takes a success. They inform me to just accept as a result of I do them a favor after I take care of my grandchildren. However it’s not within the logic of issues, usually mother and father assist their youngsters, not vice versa.

For Mom’s Day or my birthday, my youngsters gave me baskets

My husband left with the washer, the mattress and the brand new eating room. He took one of many two sofas, the espresso desk. The sharing was accomplished comparatively rapidly, he stated, 'You resolve to remain. Since we paid a lot for cooking, I need the equal ', with out making an allowance for the obsolescence of the kitchen.

I accepted many issues. My youngsters gave me a brand new washer. I used to be fortunate, I had single beds at residence, these of my grandchildren. My daughter gave me her outdated field spring two folks, buddies gave me a cover. I purchased a second-hand eating room on Le bon coin.

To have peace, I didn’t ask for a compensatory pension. He stated, 'do it and I say you’ll be able to't pay the lease, you’ll be able to't keep there', so I used to be afraid of dropping my home. However clearly, I had a decrease way of life, he earned € 500 greater than me. There, I’ve the balls as a result of I’m restricted for Christmas and birthday presents for my youngsters and grandchildren. “

Marie, 34: “Due to this story, I'm caught within the Banque de France”

“I separated in 2014, our son was not even two years outdated. We purchased a home with a joint account. Whereas ready to promote it, I wished to pay my share of the mortgage, via my very own account. However because the credit score was in our two names, it was not potential, both I took the complete cost cost, or I refunded nothing.

After a 12 months and a half, we bought the home. At a loss. Even at this time, I discover myself having to pay € 280 monthly for 5 years for this credit score. Due to this story, I'm caught within the Banque de France, I can't borrow cash. What occurs if my automotive drops me?

I earn 1300 € monthly, however between the 280 € of the mortgage and my 300 € of lease, there are already nearly 600 € who depart. My ex pays me the help of 100 € as soon as each two or thrice. There, for instance, since December, he has given me nothing.

My ex pays me the help of 100 € as soon as each two or thrice. There, for instance, since December, he has given me nothing.

When the Banque de France calls you, you might have a lump in your abdomen, however in the long run they can assist and advise you. With CAF, it’s the identical, you may make a file: they advance you the help funds, then flip towards the dad. However as soon as once more, it’s the mom who finds herself doing the legwork, demanding.

It was extraordinarily arduous financially at first. Between the ushers, the legal professionals, the really useful ones, I had for nearly 4000 € of authorized prices, whereas I benefited from authorized help.

I’d advise ladies who need to depart to not hesitate to contact the CAF social staff, they inform us what assist we will declare. The legislation home can be a spot to know, legal professionals inform you totally free what you are able to do as steps, it reassures.

Immediately I’m doing effectively. Regardless of what I’ve skilled, my checking account isn’t within the purple, I’m making my son comfortable, we’re happening trip. It took a very long time, I had huge cockroaches, moments of depression… It’s tough, however you come out of it larger, afterwards you might have a lighter weight in your shoulders. You are feeling able to doing it, you say to your self 'I succeeded!' “

Additionally learn:

  • “I managed to reconcile my family life and my career”
  • The double life of divorced mothers



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