Are you hesitating between shopping for an previous or new property? This selection stays a matter of style motivated by private causes. Old housing have a allure that many individuals discover onerous to withstand, when new homes are sometimes ensures of financial savings by way of power efficiency.
However different standards have to be taken under consideration, resembling the worth, the quantity of notary charges, deadlines, and so forth. An replace on these variations with Zefir, an web platform specializing in on the spot actual property gross sales.
A query of worth and placement
The value is the central difficulty of any actual property acquisition and usually will depend on provide and demand. “On common, the typical worth per sq. meter is 15 to 20% increased in new than in previous. Nonetheless, the situation of the property is a decisive ingredient to be analyzed which can decide the worth, ”underlines the Zefir platform.
Certainly, sure previous dwellings, of the Haussmann sort, positioned within the metropolis facilities and essentially the most sought-after districts of huge metropolises can promote for greater than new dwellings.
“On this course of, recurrently surveying the market is crucial, and this, more in this unstable economic context the place actual property in France is continually fluctuating,” provides Zefir.
Notary charges and extra advantageous buy aids in new buildings
Shopping for a brand new residence will be extra advantageous as a result of acquisition costs (or notary charges) lowered. Certainly, for a brand new residence, they characterize 2 to three% of the acquisition worth, towards about 7 to eight% within the previous one.
As well as, new properties could also be exempt from property tax for 2 years following the acquisition (excluding family waste assortment tax).
The help is extra favorable within the context of the acquisition of a brand new property. As an illustration, zero rate loan (PTZ)means-tested, permits these wishing to purchase their first new-build residence to learn from an interest-free mortgage to be repaid and to finance as much as 40% of the acquisition worth of the dwelling relying on the world the place the property is positioned. lodging.
The social accession loan (PAS) additionally permits entry to new residence possession offered sure earnings isn’t exceeded. It may be mixed with the PTZ. Municipalities, areas or departments can even grant territorial support to first-time patrons to encourage them to purchase new.
Requirements that differ within the previous and the brand new
At a time of power sobriety, power consumption will be excessive in previous buildings, as a result of the dwellings are much less effectively insulated than in new ones. A dwelling labeled F or G underneath the power efficiency analysis (DPE) is certified as a thermal sieve. It should require renovation work to enhance thermal and sound insulation in addition to consolation. So many prices to finances for.
The principle state support, “MapireRenov'”, can in sure conditions scale back the price of this work. Shopping for a brand new property will permit you to profit from the newest requirements in lodging labeled A or B.
“Amongst builders, packages for which the constructing allow was filed earlier than 1is January 2022 fall underneath the demanding 2012 thermal laws (RT2012). Very effectively insulated, outfitted with state-of-the-art heating and sizzling water manufacturing tools, they devour three to 5 occasions lower than the previous one, says Zefir.
These whose constructing allow is filed from 1is January 2022 are compliant with environmental regulations 2020 (RE2020) and are due to this fact much more environment friendly and ecological. »
Shorter deadlines for the previous, however longer for the brand new
Delays will be lengthy within the context of the acquisition of a brand new residence and, extra notably, if it’s a buy off plan. It could possibly take 12 to 18 months from signing to shifting in.
“For previous properties, the benefit is to have the ability to transfer in shortly, with a median of three to four months following the signing of the gross sales settlement, notes the Zefir platform. A major asset that lets you mission your self extra shortly into your new property. »